what to understand about the situation
Fact: Retirement payments won't be sufficient to keep your lifestyle.
Fact: We have to find a solution.
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Understanding the pension problem
The retirement age, the expected pension amount and the influence of demographic change on pensions are discussed time and again in the media and make big headlines. But what about your personal pension? The fact is: for many people in Germany, the statutory pension will not be enough to maintain their standard of living in retirement. But it's even more important to recognize the pension problem so that you can take targeted action and prepare for retirement in a self-determined way. I make the topic of pensions understandable for you.
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Opportunities for your wealth accumulation
Against a backdrop of inflation, demographic change and tight financial markets, how can you strategically approach your retirement planning now to maintain your desired standard of living in retirement and make yourself less dependent on your statutory entitlements? The options are many and varied. For example, to fight back against inflation, one strategy at the moment may be to invest your money in tangible assets, which include real estate. At the same time, there are other opportunities to build up your assets, for example by investing in funds or shares, such as fund savings plans. Life insurance and pension insurance also offer you many advantages for providing for your retirement. These have also evolved over the past few years and are not so old-fashioned these days, offering unit-linked solutions with various additional options for your protection. In addition, you have the potential to receive subsidies from the state or your employer, for example through a company pension plan. Learn about the different options for your retirement provision now and find the right strategy for your asset accumulation!
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Wealth accumulation. New way of thinking!
We live in a time full of new challenges that offer just as many risks as opportunities. The focus is on the needs of your generation and many unanswered questions that occupy them every day. Is your financial future secure? The financial market is constantly changing and creating uncertainty: low interest rates, an oversupply of investment opportunities, plus inflation and the temptation to make a quick buck. Oh yes, and then there was the provision for retirement, because the statutory pension will probably not be enough. How do you keep track of that? As a financial advisor of your generations, I give you answers to important questions and show you your financial opportunities.
Because the future
belongs to you
You want to start or deepen your wealth accumulation in order to be able to maintain your desired standard of living in retirement? I will be happy to discuss your individual ideas of a financially self-determined future and show you possible support options in the area of retirement planning. At the same time, your personal need for security and your desired risk profile are in the foreground when it comes to your personal wealth accumulation.
WHAT CAN WE DO?
Retirement isn't sexy - but important!
The only question left now is: what's the best strategy for me? I'd be glad to help and find the perfect solution for you!
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Do I need to start looking at pensions now?
The pension gap: The pension system in Germany is currently under pressure. Factors such as demographic change and inflation are having a huge impact on the statutory pensions of the younger generation. Against the backdrop of current developments, I'll explain to you how important it is to take your retirement provision into your own hands now in order to be able to maintain your standard of living in retirement.
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How can I invest money for retirement?
Retirement planning: Your options for closing the pension gap in retirement are multi-layered - because this is where the so-called three-layer model comes into play. I will explain to you the various options for retirement planning and show you possible subsidies to build up additional assets.
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What do I need to know about the share pension?
The stock pension: The pressure on the pension system is great. German politicians are currently discussing a funded stock pension. We'll explain what's behind it and why you'd still be better off not waiting for the state to build up assets for your self-determined future.